Personal Reflection - 567 Words

Personal reflection is a very useful skill that helps the reflector solidify any learning or knowledge that has been captured by the individual. The purpose of this essay is to reflect upon this course and insert my personal feelings and observations about my performance during this time. In this summary I will describe how I improved my knowledge, skills and abilities during this session. I will also evaluate my work that was completed in this session and comment upon the subjects that I did not master while making recommendations on how I can improve on my performance and if I achieved the course objectives that were laid out at the beginning of this session. Learning is much like a cycle. Information is stored within some mechanism of the mind powers to that can be called upon by the willful intention of its user. In this course I have learned much not only about the subjects presented in the texts and lectures, but about myself and how I have adapted to my own personal learning cycles. Recalling the information presented in this class is only useful if there is a practical outlet to allow this information to flourish and contribute to the greater good of my surroundings. I performed very well in the discussion parts of this class by scoring nearly perfect on all the required submissions for this part of the course. I am much more confident of my ability to recall information and insert into a logical argument and successfully communicate this message to my peers andShow MoreRelatedPersonal Reflection756 Words   |  4 PagesPersonal reflections are characterized as learning through experience in gaining new insights and changed perception of self and practices. Reflection can be a difficult experience without the support and guidance of an expert (Johns, 2004). This personal reflection presents an exciting opportunity for me to consider how successful my placement in the intermediate care has been in terms of my own personal learning. By reflecting on the positive aspects of the placement, I will be able to make senseRead MorePersonal Reflection And Development Plan1431 Words   |  6 PagesPersonal Reflection and Development Plan Reflective practice has helped many people to improve their learning. It is a valuable tool often used by healthcare and education providers to improve their approach to work by questioning their actions. Throughout my short time spent in Higher Education (HE) I have learned many new aspects of learning like different learning styles and models of reflection and this provides me with an opportunity to look back over these ideas and reflect. This will allowRead MoreReflection Of My Own Personal Development1637 Words   |  7 Pagesbeen established that reflection is a generic term for intellectual and effective activities, in which individuals examine their experiences, in order to develop new understanding and intrapersonal appreciation (Knowles, et al., 2006). Research in this field has advocated reflective practice as an approach to professional development which positively impacts coaching effectiveness (Cropley, et al., 2012). This reflective report shall discuss, analyse and ev aluate my own personal development throughoutRead MorePersonal Reflection Paper1371 Words   |  6 PagesThat is why Id like to take the time to explain a few important topics on invidious comparison and vicarious traumatization, such as; how to stop invidious comparison, identify strategies that I currently use to avoid vicarious traumatization in my personal life, how those strategies will help me avoid vicarious traumatization as a human service worker and what strategies I could develop to avoid it as well. I myself have compared myself to others at such a level that it did damage to my own self-esteemRead MorePsychology Personal Reflection Essay964 Words   |  4 PagesCemetery Visit Death comes to everyone human being living on the planet. I view death in two ways the first one is a long-lived life where the person enjoyed their life and die of natural causes. The second one is a short-lived life they did not get to enjoy the life to which it was given to but taken away by an unforeseen cause. Visiting this cemetery brings me sadness and a eerie feeling, the weather is overcast cloudy and very cold, I can see sun rays ahead of me peaking throughRead MorePersonal Reflection Paper on Health Dimension Goals1109 Words   |  5 Pagestime management skills, and maintaining a life balance of both my academics and my social life. Physical wellness doesn’t only involve aspects of life that are necessary to keep yourself in top condition, but it is also concerned with developing personal responsibility for your own health care. Working out, together with eating well isn’t all you need to do to achieve physical wellness. You must also sleep the recommend hours of sleep and receive regular check ups for you Physician. The physicalRead MoreReflection On Personal Reflection1307 Words   |  6 PagesPERSONAL REFLECTION 2 PERSONAL NARRATIVE This assignment seems to be the most difficult to write because it will encompass a wealth of information. The most important part of this assignment is the opportunity to reflect on the course assignments and the impact this foundational base will have for future classes. Every event in life has to start somewhere and this start sets the stage forRead MorePersonal Reflection786 Words   |  4 Pages My Reflection Paper As relational human beings, people communicate with each other both verbally and nonverbally. Therefore, communication constitutes an important and unavoidable aspect of one’s daily life. Because of communication’s importance, it is beneficial for individuals to investigate their own communication strengths and weaknesses. When people become aware of personal communication weakness, it enables them to take useful measures to improve their communication effectiveness. Thus, inRead MorePersonal Reflection1034 Words   |  5 PagesPersonal Reflection I am very proud of myself for completing my master’s degree this past May. This is my highest educational accomplishment thus far. Also, I feel blessed for my job as a Spanish teacher at Jackson Elementary. Working in a Title I school district has given me the chance to develop new strategies and skills to meet of disadvantaged, at-risk students. Nonetheless, one of my aspirations is also to be an ESL teacher, so I can help English language learners and assist new immigrantsRead MorePersonal Reflection1209 Words   |  5 PagesInterview and Personal Reflection When I arrived at the agency, the room was crowded and many people were waiting for their turned to be served at one of the several tables. The person that I interviewed for this assignment was Emily Hampshire, the coordinator of one of a program called 180. Emily has been with the agency for over a year and is currently the coordinator of the agency’s newest program. This program is a gang prevention and intervention program and was created for the local at-risk

American Identity Prior to the Revolutionary War Free Essays

Early American Identity Robert Zimmermann Madrigal During the time prior to the revolutionary war, there was a mixed sense of identity within the colonies. Some of the colonists saw themselves as English citizens, while others saw themselves as Americans and wanted a free, self governed nation. The first actuall sign of American identity was in 1754 when Benjamin Franklin proposed the Albany plan, as represented in Doc. We will write a custom essay sample on American Identity Prior to the Revolutionary War or any similar topic only for you Order Now A. Even though his proposition was denied it still showed that people were starting to take the idea of being â€Å"American† into account. In Document B. Edmund Burke shows his resentment of how American is being governed. Is there a single trait of resemblance between those few towns, and a great and growing people spread over a vast quarter of the globe, separated from us by a mighty ocean. † He says that he doesn’t believe that the colonies should be ruled by a nation that is so different and so far away. â€Å"The eternal barriers of nature forbid that the colonies should be blended or coalesce into the mass†¦ of this Kingdom. † He again states that the colonies should not be ruled by Great Britain. After the French and Indian war England was in a great amount of debt, so they started to impose taxes of the colonies. The people living in the colonies had lived in the colonies their whole lives and had never been taxed by the government before, so they were very unhappy about them. The people of the colonies protested against all of the acts that the British government had set. From the years of 1763 to 1774 the British government proposed a series of acts that imposed taxes and regulations on the people of the colonies. The proclamation of 1763 being the first of them, prevented the colonists from moving into territory past the Appalachien mountains. This was the begining of an era of protest and unhappiness. In Document C. Richard Henry Lee talks about how the colonies are all working together to fight for their liberties against â€Å"every power on Earth that may attempt to take them away†. In Document D. The Declaration for the causes of taking up arms says â€Å"We will, in defiance of every hazard, with unabating firmness and perserverance, employ for the preservation of our liberties; being with one mind resolved to die free men, rather than live like slaves. This is saying that they wanted their freedom from oppression. In 1774 The British government issued a series of laws that later came to be known as the â€Å"Intoerable Acts†. These most impacting thing these acts did was closing the port of Boston. This only deepened colonial hostility. The other colonies provided food and money to Massachusets. Document G. is a list of the vast amount of provisions provided to the Boston relief effort. In Document H. Hector Crevecoeur reffers to America as a melting pot, where the ancestors of people are forgoten and they become new men and women. All of these documents provide the facts needed to infer that there was a great sense of American Identity in the Americas prior the the Revolution. How to cite American Identity Prior to the Revolutionary War, Essay examples

Treasury and Risk Management for Swiss Exporters- myassignmenthelp

Question: Discuss about theTreasury and Risk Management for Swiss Exporters. Answer: Discussing the reason for SNB de-pegging of Franc, while evaluating the hedging strategies implemented by Swiss exporters On January 2011, Swiss National Bankmade a decision, which changed the value of franc and is considered one of the dark days for stock market of the country. This de-pegging decision made by Swiss National Bankwas based on certain assumptions and actions that was taken by different bank all around the world. The event resulted in major devaluation of Swiss Franc, which hampered their currency valuation in comparisons to other countries (Bishop 2015). The reason behind Swiss National Bankconducting the de-pegging are depicted as follows. Accumulation of high Euro and foreign currency reserve: During the period of pegging conducted by Swiss National Bank, it mainly accumulated high foreign reserve and Euro for reducing the rising valuation of Swiss Franc. In addition, the increasing accumulation of foreign currency was maintained by raising the supply of Swiss Franc by Swiss National Bank. The high demand of Swiss Franc mainly increased valuation of the currency, while hampering their international trade. This rising supply of Swiss Franc increased the chance of hyperinflation within the country, as evaluated by business and analyst. In addition, Swiss National Bank accumulated 480 billion worth of foreign reserve, which comprises 70% of the GDP (Admiral Markets 2018). This high accumulation of foreign reserve mainly reduced the actual valuation of Swiss Franc against other currencies. In this context, Skinner (2016) stated that Central Bank of countries use the foreign reserve to maintain the valuation of their currency, which helps in reducing the negative impact of vola tile currency market. Devaluation of Euro against other countries: The euro valuation has relatively declined over the period, which resulted in the devaluation of euro and Swiss Franc. Moreover, the euro valuation has relatively declined over the period, which in turn reduces the value of Swiss Franc due to high accumulation of currency by Swiss National Bank. The Europeans Central Bank started with the easing policy for rising the inflation rate and supplying more currencies for buying bonds of Euro-Zone counties. This rising production and supply of Euro with the currency market mainly devalued the overall currency. In addition, this devaluation resulted in the decline of Swiss franc due to their exposure and accumulation of 480 billion foreign reserves. Therefore, the devaluation of Euro increased, which is hindering progress of the economy. Kim and Chance (2018) stated that the devaluation of currencies mainly hampers trade and export profits of the country, which in turn hampers their actual GDP growth. The Strategic measures taken by European Central Banks mainly increased the devaluation of Euro and in turn hamper the valuation Swiss Franc. The above-mentioned reasons mainly initiated Swiss National Bank to conduct the de-pegging, which was being continued. This halt in operations was due to the decline in Swiss Franc, which was intended by Swiss National Bank form the start. Therefore, Swiss National Bank during January 2011 for determining the actual value of Swiss Franc stopped the pegging process. Swiss National Bank with the help of de-pegging measure was able to controlling the hyperinflation, which was evaluated by analyst. The exporter of Switzerland would eventually use adequate hedging process for curbing the rising volatility in the currency market and make maximum of the profits from the transactions. The use of option hedging strategy would be helpful for the exporters for hedging their exposure in the international market. Du and Schreger (2016) stated that hedging process allows exporters for curbing the volatilities in the currency market and fix their payment by using adequate hedging measures. In addition, the use of money market hedge is also a viable approach, which could be used by investors in reducing the negative impact of changing currency prices. On the other hand, Caldentey and Haugh (2017) criticises that without the use of adequate knowledge about the hedging measure the exporter might increase their risk and increase losses from the transaction. Moreover, the Swiss exporters could use both hedging positions for effectively reducing the negative impact of volitively Swiss Franc. Bo th option hedging strategy and money market strategy is a viable approach that might be used by the exporters for fixing their future payments. Identifying the risk of each strategy and estimating the dollar cash flows it will receive because of using each strategy: Particulars Amount Rate Payment 50,000,000 Probability to go up $ 60,000,000 1.2 Probability to go down $ 40,000,000 0.8 Un-hedge strategy Value Value Payment 50,000,000 Spot rate $ 1.10 $ 55,000,000 Probability of spot price in 1 yr $ 1.20 $ 60,000,000 Loss in un-hedging $ 0.10 $ 5,000,000 Probability of spot price in 1 yr $ 0.80 $ 40,000,000 Profit from un-hedging $ 0.30 $ 15,000,000 Forward hedge strategy Value Value Payment 50,000,000 Spot rate $ 1.10 $ 55,000,000 Forward rate $ 1.13 $ 56,500,000 Probability of spot price in 1 yr $ 1.20 $ 60,000,000 Loss in hedging $ 0.07 $ 3,500,000 Probability of spot price in 1 yr $ 0.80 $ 40,000,000 Profit from hedging $ 0.03 $ 16,500,000 Money market hedge Value Value Payment 50,000,000 interest in Euro 2.00% 1,000,000 Amount in euros borrowed 49,000,000 Spot rate $ 1.10 $ 53,900,000 interest in US 5.50% $ 2,964,500 Total payment received in 1 yr $ 56,864,500 Probability of spot price in 1 yr $ 1.20 $ 60,000,000 Loss in hedging $ 3,135,500 Probability of spot price in 1 yr $ 0.80 $ 40,000,000 Profit from hedging $ 16,864,500 Option Hedge Put Option Value Value Payment 50,000,000 Put option 1.11 Exercise price 0.06 Total value of put option 1.05 $ 52,500,000 Probability of spot price in 1 yr $ 1.20 $ 60,000,000 Loss in hedging $ 0.15 $ 7,500,000 Probability of spot price in 1 yr $ 0.80 $ 40,000,000 Profit from hedging $ 0.25 $ 12,500,000 Option Hedge Call Option Value Value Payment 50,000,000 Cal option 1.15 Exercise price 0.08 Total value of put option 1.07 $ 53,500,000 Probability of spot price in 1 yr $ 1.20 $ 60,000,000 Loss in hedging $ 0.13 $ 6,500,000 Probability of spot price in 1 yr $ 0.80 $ 40,000,000 Profit from hedging $ 0.27 $ 13,500,000 From the evaluation of above table, the risk and cash flow can be identified, which could be used by ABC company to identify the best possible hedging strategy. In addition, the unhedged policy is the one strategy, which has the higher risk of loss that might incur by the company. Moreover, other hedging strategy has relevant risk and reward attribute, which reduces the risk from payment substantially and fixes the exchange value, which might incur in one-year time. Alvarez and Hansen (2017) mentioned that with hedging measure investor can curb the rising risk from currency market. Explaining the hedge that is optimal for ABC: Hedging Strategies Profit Loss Un-hedge strategy $ 15,000,000.00 $ 5,000,000.00 Forward hedge strategy $ 16,500,000.00 $ 3,500,000.00 Money market hedge $ 16,864,500.00 $ 3,135,500.00 Option Hedge Put Option $ 12,500,000.00 $ 7,500,000.00 Option Hedge Call Option $ 13,500,000.00 $ 6,500,000.00 From the overall evaluation of the above table, money market hedge is identified to be the most beneficial, as it incurs the least loss, while obtaining the highest profit in both probable conditions. In this context, lvarez Espinoza and Hansen (2017) stated that the money market hedging allows investor to conduct trade on the specific trades, which could reduce risk from changing exchange rate. Reference and Bibliography: Admiral Markets (United Kingdom). (2018).Price shock: when the Swiss National Bank unpegged the Swiss franc from the euro. [online] Available at: https://admiralmarkets.com/analytics/traders-blog/price-shock-when-the-swiss-national-bank-unpegged-the-swiss-franc-from-the-euro [Accessed 23 Mar. 2018]. lvarez Espinoza, R. and Hansen, E., 2017.Corporate currency risk and hedging in Chile: Real and financial effects(No. IDB-WP-769). IDB Working Paper Series. Alvarez, R. and Hansen, E., 2017.Corporate Currency Risk and Hedging in Chile: Real and Financial Effects. Inter-American Development Bank. Bishop, K. (2015).Swiss franc soars, stocks tank as euro peg scrapped. [online] CNBC. Available at: https://www.cnbc.com/2015/01/15/swiss-franc-sours-stocks-tank-as-euro-peg-scrapped.html [Accessed 23 Mar. 2018]. Boudoukh, J., Katz, M., Richardson, M.P. and Thapar, A., 2015. Risk Without Reward: The Case for Strategic FX Hedging.AQR, September, pp.45-50. Caldentey, R. and Haugh, M., 2017. A Cournot-Stackelberg Model of Supply Contracts with Financial Hedging and Identical Retailers.Foundations and Trends in Technology, Information and Operations Management,11(1-2), pp.124-143. Du, W. and Schreger, J., 2016. Local currency sovereign risk.The Journal of Finance,71(3), pp.1027-1070. Kim, S.F. and Chance, D.M., 2018. An empirical analysis of corporate currency risk management policies and practices.Pacific-Basin Finance Journal,47, pp.109-128. Skinner, W.R., 2016. CFC-Level Hedges of Currency RiskA Review.International tax journal, p.14. Yaganti, C.H., Kamaiah, B. and Gupta, H., 2015. Exchange Traded Currency Future Markets and Risk Management in India.Journal of International Economics,6(2), p.13.